Property Tax Overage

Your Tax Overage Advocate!

Leigh helps property owners and heirs recover unclaimed tax surplus money they didn’t even know existed.*

In 2023, deciding the landmark case of Tyler vs. Hennepin County, the US Supreme Court ruled that a government cannot keep more from a tax sale than what is owed in taxes.

What is A Tax Overage or Surplus Funds?

When a property is auctioned and sold at the Tax Sale, a delinquent property owner may be entitled to receive money, called an overage or surplus funds. An overage occurs when the winning bid amount is more than the minimum bid. If the final winning bid on your property is higher than the minimum bid required to settle the tax debt, the difference of that amount creates the overage or surplus funds available to you.

Leigh offers clients three types of advocacy services for unclaimed surplus/overage funds:

  1. Asset Recovery is a set of research strategies Leigh uses for recovering lost or unclaimed assets. Ensuring my clients receive every dollar you deserve.
  2. Tax Deed Overages involves navigating the complexities of tax deed overages to ensure Leigh’s clients reclaim ALL available funds in a timely manner, usually between 60 and 120 days.
  3. Client Assistance & Support is a process in which all required documentation is packaged and carefully explained for clients’ review before they sign. Upon approval of their signature(s), Proof of the Surplus Funds along with other relevant information is provided to the Superior Court of the county where the property is located followed by frequent updates directly from Leigh on the progress of your Tax Claim.
If you missed the Delinquent Tax Foreclosure Sale, schedule a call with Leigh today.

Tax Overage FAQs

Inheritance Property and any associated real property are jointly owned by the descendants of a deceased individual whose estate was not handled in Probate Court. A descendant is defined by anyone related by blood. The Heirs may need to go through Probate Court or a small estate process to legally claim the money.

Receiving or paying a property tax bill does not change ownership rights and does not make an individual an owner nor does it give an existing owner a greater right than another.

The first thing you need to know is that it isn’t too late to save your property. The delinquent tax bill may be paid by the future tax certificate holder, but you still have a year from the date to redeem your property through the process called “The Right of Redemption Period”.

Redeeming is your opportunity to maintain ownership of your property if you pay back taxes owed along with additional fees & interests within the Redemption Period.

If you were the owner of record at the time of the Tax Sale- or a Legal Heir, beneficiary, or estate representative – you may be entitled to the funds.

No. Some properties sell only for the amount owed. Overage funds are only created when the sale price is higher than the total debt and fees combined.

Surplus Funds/Overages can range from a few hundred dollars to tens of thousands, depending on the property’s value and how much is owed.

Yes. Each state and county has its own time limits for claiming these funds. Indiana requires 3 years from the date the property sale. If the deadline is missed the money may transfer to the state’s unclaimed property division or, in some cases, be lost permanently.

Yes. I help Property Owners & Heirs research, confirm & navigate the process step-by-step with patience & care. Contact Leigh Holland, Asset Finder, specializing in locating properties that meet the requirements to receive Surplus Funds.*

*Please be advised that Leigh Holland, EdS Asset Finder & Licensed Real Estate Professional specializing in Surplus Funds & Unclaimed Property Recovery does not guarantee the availability or recovery of funds. Property Owners or Heirs are not required to use my services to claim any property.

You may contact the county or court directly to make a claim at no cost.